How to Manage Money

These are the best ways to manage money that I have learned. Some are tips and techniques how to manage and organize money more effectively and efficiently.

5 first grade money lessons that many adults have forgotten
4 Steps to Get Your Finances Under Control

Why Money Doesn’t Solve Most Money Problems

why money doesn't solve money problems

I mean if you were making what your boss is making, it will not fix your financial squeeze. There is a famous principle that expenses rise to meet income, so if you are having a hard time paying your bills or making a dent in your mountain of debt money is NOT your answer.

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70+ Budget Categories (Your Shortcut To Budgeting Success)

In order to have an effective budget, you’re going to need some basic personal budget categories to start. Determining your budget categories isn’t always easy, especially if you’ve never made a budget before. Start your budget off right . . . here are some of the best budgeting categories to set you off on the right foot.

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10 Free Household Budget Spreadsheets for 2018

A bunch of free budgeting spreadsheets available to download

Someone asked me to share my favorite free household or personal budgeting spreadsheets… Each one of these budgeting templates are free… If you use OpenOffice (basically a free version of Microsoft Office)…

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7 Reasons You Should Review Your Life Insurance Policy

7 Reasons You Should Review Your Life Insurance policy

Figuring that you never have to review your insurance needs is one of the most common misconceptions about life insurance! But, if you don’t review your plan annually – or, for that matter, don’t have a financial plan – here are some guidelines to know when you should review your life insurance.

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My Checklist To Financial Freedom

my checklist to financial freedom

I love checklists. Especially when I want to make progress in a particular area but don’t exactly know what steps to take. This is a personal financial checklist that covers many of the steps I have taken over last decade that have helped me move from being a financial mess to having a little bit of an idea of what’s going on.

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How To Manage Bills With A Bill Payment Schedule (Free Download)

How to manage bills with a bill payment schedule

Why not implement the same type of planning to the paying of your bills? Rather than sporadically paying them as they come in, or checking a pile on your desk every few days, you should be able to designate 2 days a month to pay your bills…

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How I Got Out Of The Rat Race

An honest look at what it took to break out of Corporate America to find freedom

A little over a year ago I ventured out into self-employment after spending much of the previous decade in the “Rat Race”. For most of that time I was a glorified pencil-pusher in the corporate abyss of a Fortune 500 company.
Now that I have spent over a year working for myself I can’t imagine doing anything else. For as trapped and held down as I felt before, I feel the opposite extreme of the joy of freedom. Just to be clear, self-employment has it’s own challenges and difficulties, but I honestly think they pale in comparison to what I went through while spinning my wheels in the Rat Race.

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How To Set Up A Budget With Inconsistent Income

how to set up a budget with inconsistent income

The fact is, it is more difficult to set up a budget when you never know how much you are going to make each month – but it still can (and in my opinion) should definitely be done. I happen to think it is far more important for those with irregular income to set up a budget because of the quick damage that can be caused if you don’t…

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4 Simple Ways to Pay Off Your Mortgage Early

4 simple things you can do to pay off your mortgage early...

Buying a home is a major expense – and a major debt. It’s said it’s the biggest purchase you’ll make in your life. A traditional mortgage loan is repaid over the course of 30 years, but today, some terms call for up to 40 years of repayment. To some, three or four decades seem like an interminable amount of time to take to pay off a debt… These are 4 simple ways to pay off your mortgage early!

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I Remember

I Remember...

I remember when I was living off of Kraft Macaroni and Cheese that was purchased on a nearly-maxxed out credit card. I remember the feeling of hopelessness as I watched my financial life spiral out of control before my eyes…

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25 Top Ways To Save Money (for 2018)

25 ways that you can save money by not being normal

25 ways to save money by not doing what “normal” people do. A lot of money can be saved by thinking “outside the box.”

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The 5 Best-Rated Credit Card Companies

The 5 top rated credit card companies

I am always cautious when writing about credit cards because I know some people get themselves in loads of trouble with their credit cards. But I trust that you are not one of those people and that you are smart enough to know that carrying a balance on a credit card is a no-no! Repeat […]

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5 Things To Do When You’re Discouraged About Your Finances

These are 5 things you have to keep doing when you are discouraged

As you look back on what you’ve accomplished so far this year, do you cringe? I have some encouragement for you.

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7 Simple Rules To Stop Fighting About Money

Want to finally stop fighting about money with your spouse? These are 7 simple rules that you can start applying to your life today that will end those fights about money!

Dissension in marriage is often caused by conflicting financial priorities. So if you want to experience greater harmony and unity in your marriage, you won’t go wrong by finding ways to create greater harmony and unity in your finances.

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