Buying a used car is definitely the best way to get the most car for your money. Used cars depreciate much more slowly than new cars. However, purchasing a used car can be stressful. Did the previous owners take care of the car? Has it been in a wreck? Are there any recalls on the […]
When it comes to the wealthy, there’s often a belief that they’re rich because they were born into money. While that’s certainly true for many, it isn’t the case across the board. Many of the wealthy have had to work their way up to being rich and to do so they’ve had to adopt a different set of habits from most other people.
Have you ever searched for what you can get for free? I’m not talking about anything unsubstantial. What if I told you, that you could get something of more value for free? Well you can! Just recently I had been on a quest of sorts to find what I can get for free. I was […]
I recently did an interview with Joshua Becker who is a former pastor and a widely respected thought-leader in the minimalist movement. He has a great blog and has written several books teaching his theory of practical minimalism. Below are just a few things that we cover in this interview so check out the video […]
I find that a lot of Christians (as soon as they finish filing their taxes) start wondering about whether on not they should tithe on their tax refund amount. This post was originally from our forums: Amatachick mentioned this in [another thread] but I thought it was worthy of it’s own thread: “So do you […]
So you want to learn how to quit spending more money than you make? Here are a few ideas that have helped me…
Recently Consumer Reports released an article discussing the new Federal law pertaining to banks and their overdraft services. Not sure if the motivation for the new regulation was customers like the one above, but I think it is probably a good thing.
Believe it or not, that $35 fee that the bank charges you when you overdraw your account is actually a “service” that your bank is offering you. They care so much about your well being that they want you to be able to buy that Snickers bar without being told that you don’t have the money in your account. 😉 And then they charge you $35 when you spend 50 cents more than you have in your account…
Are you ready to start working on your 2012 state and federal tax returns? There’s an app for that! Actually, there are several free ways to do your taxes on your tablet or smartphone. Suddenly, tax time just got a little less taxing – and maybe even a little more fun.
The Bible doesn’t limit fasting only to food and drinks. Anything that can be given up temporarily so that we can focus our full attention on God can be viewed as a fast.
One of my goals this Christmas is to have a handmade Christmas! Have you ever had a handmade Christmas? Do you make something handmade every Christmas? To me, it is just so special to display items you have made yourself. Plus, by making your own decor, finished products tend to be of better quality and easier on […]
Note from Bob: Today’s post comes from my friend and Evernote wiz – Andy Traub. It’s overwhelming trying to keep track of the massive amounts of information you are forced to deal with every day. You get email, paper receipts, bank statements and make on-line purchases. You take notes at work or in church but […]
So why are we rebranding ChristianPF as SeedTime? There are really a lot of factors in this decision, but I will try to give you the gist of it. The short story is that I started ChristianPF in 2007 as my little blog to share my ideas about managing money and I had high hopes […]
In the case of this article, I picked out five of the best personal finance books out there that you can get for less than a buck. I wouldn’t say that these are necessarily the five best financial books written, but they are all very popular and have proved themselves to be worth something – even if it is only a buck! 😉
A few years ago, when I had over $15,000 of credit card debt, I was often negotiating with credit card companies to get better interest rates. I took a very active approach toward minimizing my interest expense on my debt and learning to negotiate with credit card companies was a key component…
You just finished your degree and you are probably looking for your first “real” job. This is the perfect opportunity to decide how you would like your financial life to be. You have the choice to spend and buy whatever you feel like which will likely put you in heaps of debt.
When borrowing money for college, students have two different types of federal student loans that they can access: subsidized and unsubsidized. What are the differences between these two types of loans? Which type of loan is more attractive for students?
Who said babies have to be expensive? I am due in a few weeks with baby #3 and let me tell you that I have learned that you don’t need most of the baby stuff that stores try to sell. Especially when it comes to toys. Babies tend to want to play with everything and […]
1. Personal Capital See all your accounts in one place with their award-winning software. Their free tools let you manage your entire financial life from one secure place – the one app to eliminate the rest of them. They have become the go-to app for managing your total financial picture. One of my favorite features is their fee-checker […]
Don’t throw away those worn out clothes, instead repurpose them! There are lots of ways to repurpose clothes and breathe new life into them. We have rounded up 20 creative ideas for your worn out clothes to get you inspired to repurpose what you already have just sitting in your closet. Those stretched out sweaters and T-shirts […]
Previously, I discussed raising the money to fund personal financial goals such as these that are not covered by your budget or your savings. But let’s say your financial need is for a community service project or a mission trip and you know that others would like to help you reach your goal. Then there are other, more public ways, to raise the money.