We live in a society where instant gratification is a state of mind, a way of life. And, we have incredible debts as a result. Debts that weigh heavy on our shoulders.
As I remember conversations I have had with my Grandma, I noticed my way of looking at money is very different than how she and her generation looks at money. If she can’t afford something, she goes without. Yet, those of my generation will have what they want when they want it, with little exception.
She and my Grandpa were business owners yet they only ever owned one home, a moderately sized ranch… in which they only built when they could afford to do so. Today, I see peers buying HUGE homes that come with HUGE mortgages, and they keep wanting… More… Better… Bigger.
A few years back my Husband and I decided to get out of the mentality we had been sucked into by trying to “keep up” with our siblings, friends and neighbors. This is the BEST thing that we could have ever done for our finances and our stress levels.
It is freeing not having the weight of debt on our shoulders. No more store cards. No more credit card balances. No more HUGE mortgage. No more car payments. We simplified our life and our marriage is better off for it. We have more time with each other. More means to give. Less stress. Less worry.
There’s two pieces of advice from my Grandma (she still advises me to this very day!) that I would like to pass on to you:
- You can buy anything, the trick is… how to pay for it.
- When you’re at the store and you have your eye on something, ask yourself “Is this a want, or is this a need?” If it’s a want, go home. Ponder over it. And after some time passes and you still want it (and you can afford it), treat yourself to that purchase.
Grandmas not only make the best cookies, but they also give the best advice!
To help you on your journey, I have found more advice that you will want to remember (even pin, too!). Here’s to having a healthier relationship with our money!
Let me start you off with one that I am loving right now:
“Fortune does not change a man, it unmasks them.”
– Suzanne Necker
“The Price of Anything is the amount of Life You Exchange for it!”
“Money is numbers & numbers never end. If it takes money to be happy, your search for happiness will never end!”
“When God blesses you financially, don’t raise your standard of living, raise your standard of giving!”
“If you can’t pay cash, you can’t afford it!”
“If you have no debt and US$10 in your pocket – you are richer than 25% of the American people!”
“Price is what you pay, Value is what you get!”
“The Quickest way to Double your Money is to fold it over and put it back in your pocket!”
“I make myself rich by making my wants few!”
“Don’t let pride keep you in debt. A big house and a fancy car aren’t worth a lifetime of bondage!”
“Become so Financially Secure that you forget that it’s Payday!”
“Don’t go Broke trying to Look Rich!”
“Wealthy people invest first & spend what’s left… Broke people spend first & invest what’s left”
“A Budget is telling your money where to go instead of wondering where it all went!”
“Debt is the Slavery of the Free!”
“Just because you can afford it, doesn’t mean you should buy it!”
“Beware of little expenses; a small leak will sink a great ship!”
“You must gain control over your money, or the lack of it will forever control you!”
“You might get 85 years on this planet, don’t spend 65 years paying off a lifestyle you can’t afford!”
“Never spend your money before you have it!”
“Every time you borrow money, you’re robbing your future self!”
“It’s not your salary that makes you rich, its’ your spending habits!”
“If you can count your money, work harder!”
“Chase your Passions & Money will come. Chase Money & you may never find your Passions!”
“You’ve got to tell your money what to do, or it will leave!”
“Rich is not a goal. Five million in three years is.”
I hope you have found some advice that you can change the way you look at money!
Which ones have you pinned? Do you have any other pieces of advice to add to this list? Let us know in the comments below!
Tips to put more money in your pocket & Biblical principles on managing it well.
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