12 years ago, Linda and I confronted our debt and decided that we were going to pay off our credit card debt on our own (and fast if at all possible). We were determined to make the sacrifices necessary to eliminate it as quickly as possible. We had $46k in total debt (though not all […]
credit card debt
Should a Christian Use Credit Cards?
It seems like every day you get a new credit card application in the mail. One promises 10% cash back on Amazon purchases. Another promises free airline miles. And yet another offers you rewards from your favorite department store every time you make a purchase. You begin thinking — if you make every purchase on a cash […]
How to Save Hundreds of Dollars By Taking a Day Off Work
Do you have a to do list that includes items you should have accomplished a year ago? If you do, you are what I call normal. The January 2010 issue of the Sound Mind Investing Newsletter discussed something called a “fiscal health day” (a term they borrowed from a Ron Lieber article in the New […]
Resources and Ways to Cut Your Debt Load
The series/eBook basically takes you through all the things that my wife (Linda) and I have done to pay down our debts. When we got married we had about $40,000 of debt. Even though that was a sizeable amount of debt, we had a very strong desire to get rid of it. This intense desire drove us to make sacrifices that seemed pretty uncommon when we looked at those around us. But, as Dave Ramsey often says, “You have to live like no one else (now), so that you can live like no one else (in the future)”…